Vol. 5 No. 7 (2026)
Open Access
Peer Reviewed

ASPEK HUKUM PRINSIP PENGELOLAAN ASURANSI UMUM DAN MANFAATNYA BAGI MASYARAKAT

Authors

Eddy Pelupessy , Y. D. W. Susi Irianti , Lena Claudia Angwarmasse

Published:

2026-08-31

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Abstract

This research, titled "Legal Aspects of General Insurance Fund Management Principles and Their Benefits to Society," aims to examine the principles governing general insurance fund management and the theoretical and empirical relationships between the development of the insurance sector and the national economy. It also seeks to identify various issues within general insurance fund management while proposing alternative solutions. Legal research is a scholarly activity grounded in specific methods, systematic approaches, and analytical reasoning. It involves an in-depth examination of relevant legal facts to address and resolve issues arising from the phenomenon under study. The findings are expected to provide a detailed and comprehensive overview of the legal principles and regulatory frameworks governing the objectives and economic development benefits of general insurance. The principles of general insurance fund management encompass two interconnected perspectives. The first involves providing protection for the assets of individuals or institutions, with claim payouts funded by the accumulated premiums contributed by these parties. The second concerns the utilization of these accumulated premiums; beyond serving as the primary source for claim reserves, these funds can also act as a financing source for financial institutions through the "flow of income" principle.

Keywords:

management principles general insurance their benefits to society

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Author Biographies

Eddy Pelupessy, Universitas Cenderawasih, Indonesia

Author Origin : Indonesia

Y. D. W. Susi Irianti, Universitas Cenderawasih, Indonesia

Author Origin : Indonesia

Lena Claudia Angwarmasse, Universitas Cenderawasih, Indonesia

Author Origin : Indonesia

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How to Cite

Pelupessy, E., Susi Irianti, Y. D. W., & Claudia Angwarmasse, L. (2026). ASPEK HUKUM PRINSIP PENGELOLAAN ASURANSI UMUM DAN MANFAATNYA BAGI MASYARAKAT. SIBATIK JOURNAL: Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan, 5(7), 3380–3390. https://doi.org/10.47353/sibatik.v5i7.5338

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