Vol. 4 No. 10 (2025)
Open Access
Peer Reviewed

EXPLORING THE ECONOMIC LINK BETWEEN FINANCIAL RISK STRATEGIES AND LONG-TERM SUSTAINABILITY IN THE BANKING INDUSTRY

Authors

Rahayu Kusumawati , Mochamad Ferdy Yusuf Agustian , Dita Rosyalita

DOI:

10.54443/sibatik.v4i10.3485

Published:

2025-09-28

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Abstract

This research explores the relationship between financial risk strategies and long-term sustainability in the banking sector. It aims to examine how banks manage financial risks and their impact on long-term viability, focusing on credit, market, and operational risks. Using a library-based methodology, the study reviews relevant literature, including books, journals, and reports, to analyze risk management frameworks and sustainability practices. The findings indicate that while traditional risk strategies like Value at Risk are essential, integrating sustainability practices—such as CSR and ESG—improves a bank’s resilience and long-term performance. The study concludes that banks adopting comprehensive risk strategies aligned with sustainability are better positioned for long-term success.

Keywords:

financial risk strategies long-term sustainability banking industry

References

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Author Biographies

Rahayu Kusumawati, Politeknik Keuangan Negara STAN, Indonesia

Author Origin : Indonesia

Mochamad Ferdy Yusuf Agustian, UIN Siber Syekh Nurjati Cirebon, Indonesia

Author Origin : Indonesia

Dita Rosyalita, UIN Siber Syekh Nurjati Cirebon, Indonesia

Author Origin : Indonesia

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How to Cite

Kusumawati, R., Yusuf Agustian, M. F. ., & Rosyalita, D. (2025). EXPLORING THE ECONOMIC LINK BETWEEN FINANCIAL RISK STRATEGIES AND LONG-TERM SUSTAINABILITY IN THE BANKING INDUSTRY. SIBATIK JOURNAL: Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan, 4(10), 3169–3178. https://doi.org/10.54443/sibatik.v4i10.3485

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