Zumalia, Suhardi, Firdaus R, Sri Rejeki N. FINANCIAL LITERACY, POLICIES AND REGULATIONS, INFRASTRUCTURE FACILITIES AND FINANCIAL INCLUSION FOR MICRO, SMALL, AND MEDIUM BUSINESS OWNERS. SIBATIK [Internet]. 2025 Mar. 30 [cited 2025 Nov. 7];4(4):307-24. Available from: https://publish.ojs-indonesia.com/index.php/SIBATIK/article/view/2653