Achmad Wisanggeni F, Indrarini R. ANALYSIS OF THE EFFECT PERCEIVED EASE OF USE AND PERCEPTION OF RISK ON SURABAYA COMMUNITY’S INTEREST IN PAYING ZIS THROUGH DIGITAL PAYMENT QRIS. SIBATIK [Internet]. 2023 Jul. 29 [cited 2024 Nov. 19];2(8):2437-48. Available from: https://publish.ojs-indonesia.com/index.php/SIBATIK/article/view/1259