Achmad Wisanggeni, Fariid, and Rachma Indrarini. “ANALYSIS OF THE EFFECT PERCEIVED EASE OF USE AND PERCEPTION OF RISK ON SURABAYA COMMUNITY’S INTEREST IN PAYING ZIS THROUGH DIGITAL PAYMENT QRIS”. SIBATIK JOURNAL: Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan 2, no. 8 (July 29, 2023): 2437–2448. Accessed November 19, 2024. https://publish.ojs-indonesia.com/index.php/SIBATIK/article/view/1259.