Argarin Lastrollo, N. ., and J. . A. Sario. “PAYMENT SCHEME’S EFFECTIVENESS AMONG SELECTED PRIVATE HIGHER EDUCATION INSTITUTIONS IN NATIONAL CAPITAL REGION: BASIS FOR DEVELOPING STRATEGIC POLICY”. SIBATIK JOURNAL: Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan, vol. 2, no. 3, Feb. 2023, pp. 763-80, doi:10.54443/sibatik.v2i3.658.