ARGARIN LASTROLLO, N. .; A. SARIO, J. . PAYMENT SCHEME’S EFFECTIVENESS AMONG SELECTED PRIVATE HIGHER EDUCATION INSTITUTIONS IN NATIONAL CAPITAL REGION: BASIS FOR DEVELOPING STRATEGIC POLICY. SIBATIK JOURNAL: Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan, [S. l.], v. 2, n. 3, p. 763–780, 2023. DOI: 10.54443/sibatik.v2i3.658. Disponível em: https://publish.ojs-indonesia.com/index.php/SIBATIK/article/view/658. Acesso em: 11 nov. 2025.