RIDUWAN, Riduwan; HIDAYASARI, Nurmi; IKHSAN WIBOWO, Muhammad. PENGAMANAN AKSES LAPORAN KEUANGAN UMKM MENGGUNAKAN QR CODE TERENKRIPSI DAN MULTI-FACTOR AUTHENTICATION. SIBATIK JOURNAL: Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan, [S. l.], v. 5, n. 1, p. 427–442, 2025. DOI: 10.54443/sibatik.v5i1.4235. Disponível em: https://publish.ojs-indonesia.com/index.php/SIBATIK/article/view/4235. Acesso em: 27 jan. 2026.