HATMA, R. . EXPLORING THE EFFECTS OF FINANCIAL TECHNOLOGY ON SMALL BUSINESS GROWTH: A QUALITATIVE LITERATURE REVIEW. SIBATIK JOURNAL: Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan, [S. l.], v. 3, n. 6, p. 855–870, 2024. DOI: 10.54443/sibatik.v3i6.2118. Disponível em: https://publish.ojs-indonesia.com/index.php/SIBATIK/article/view/2118. Acesso em: 29 jul. 2025.