Acezel Manlapaz, M. ., Quendangan, E. ., & Jose H. Leyba, C. . (2024). IMPACT OF DIGITAL BANKING ON BROADENING INVESTMENT ACCESS: BASIS FOR ENHANCED FINANCIAL DECISION-MAKING PLAN. SIBATIK JOURNAL: Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan, 3(9), 1093–1110. https://doi.org/10.54443/sibatik.v3i9.2315